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Roofing Contractors

This program provides commercial general liability coverage, insurance and risk management services for small- to medium-sized roofing contractors engaged in commercial and residential work within the western region of the U.S.

Market Focus

Roofing firms with fewer than 20 employees, are family owned and operated and specialize in the re-roofing of residential and light commercial buildings. Through our partnership with SUA Insurance Company, we are uniquely positioned to provide insurance solutions to this market segment.


Classes
98678 - Residential Roofing; 98677 – Commercial Roofing; 98884 – Sheet Metal

Program Highlights
  • Admitted paper – ISO rates, forms and rules
  • Up to 75 tract homes
  • New ventures acceptable
  • Minimum premiums starting at $500.00
  • Minimum deductibles starting at $2,000.00 (Property Damage only)


Coverages Available
  • Blanket Additional Insured
  • Primary Wording
  • Waiver of Subrogation
  • Primary and Non-Contributory
  • Per Project Aggregate
  • Medical Payment Expense
  • Subsidence (with limitations)
  • Prior Projects (with limitations)
  • Stop Gap


Maximum Coverage Limits

  • $2,000,000 General Aggregate
  • $2,000,000 Products Aggregate
  • $1,000,000 Per Occurrence
  • $1,000,000 Personal/Advertising Injury
  • $1,000,000 Employee Benefits Liability
  • $100,000 Fire Damage Legal Liability
  • $5,000 Medical Payment Expense


Eligible Risks
  • New construction on residential & commercial projects, new single family home construction including tract housing
  • Repair or remodeling of residential & commercial projects
  • 75% or more of the exposure in approved class codes


Ineligible Risks
  • Torch work on combustible decks
  • Spray application of polyurethane foam
  • New construction of condominiums, condominiums conversions & townhouses


Approved States

Arizona, California, Colorado, Idaho, Kansas, Nebraska, New Mexico, Nevada, Oregon, Utah,  Washington 


Submission Requirements