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General Contractors

Insurance and risk management services for general contractors engaged in residential and/or commercial construction. The program is open to general contractors that are involved in new construction, remodeling and tenant improvements, including new residential home building.


Market Focus
General Liability program focused on general contractors doing any combination of residential & commercial work. Flying Eagle and its carriers are uniquely positioned to provide insurance solutions to this market segment.

Program Highlights
  • Admitted and non-admitted paper – ISO rates, forms and rules
  • 100% Paper GCs are acceptable
  • No limitation on housing starts
  • New ventures acceptable
  • Minimum premiums starting at $1,200.00
  • Minimum deductibles starting at $1,000.00 (Property Damage only)


Coverages Available
  • Blanket Additional Insured
  • Waiver of Subrogation
  • Primary and Non-Contributory
  • Per Project Aggregate
  • Subsidence (with limitations)
  • Condominium coverage (with limitations)


Maximum Coverage Limits
  • $2,000,000 General Aggregate
  • $2,000,000 Products Aggregate
  • $1,000,000 Per Occurrence
  • $1,000,000 Personal/Advertising Injury
  • $1,000,000 Employee Benefits Liability
  • $100,000 Fire Damage Legal Liability
  • $5,000 Medical Payment Expense


Eligible Risks
  • New construction on residential & commercial projects, including new single family homes
  • Repair or remodeling of residential & commercial projects
  • Licensed as General Contractors


Ineligible Risks
  • New construction of condominiums, condominiums conversions & townhouses (some exceptions)
  • Any structures/work greater than 3 stories (some exceptions)
  • Risks with exposure to process piping, blasting, landfills, tunneling, “emergency systems,” public utilities, and other similar extra hazardous exposures


Approved States

A combination of carriers allows us to write in 40 states and the list is growing.


Submission Requirements