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Artisan Contractors

Insurance and risk management services for small- to medium-size artisan and specialty trade contractors engaged in residential and/or commercial construction. The program is open to contractors that are involved in new construction, remodeling and tenant improvements, including new residential home building.


Market Focus

General Liability program focused on small to medium artisan contractors with less than $1,000,000 annual payroll. Flying Eagle and its admitted and non-admitted carriers are uniquely positioned to provide insurance solutions to this market segment.


Classes
Over 30 class codes including: Plumbing, Carpentry, Concrete, HVAC, Electrical, Drywall, Insulation and many more.

Program Highlights
  • Admitted and non-admitted paper – ISO rates, forms and rules
  • Up to 10 tract homes
  • New ventures acceptable
  • Minimum premiums starting at $500.00
  • Minimum deductibles starting at $1,000.00 (Property Damage Only)


Coverages Available
  • Blanket Additional Insured
  • Waiver of Subrogation
  • Primary and Non-Contributory
  • Per Project Aggregate
  • Subsidence (with limitations)
  • Prior Projects (with limitations)


Maximum Coverage Limits
  • $2,000,000 General Aggregate
  • $2,000,000 Products Aggregate
  • $1,000,000 Per Occurrence
  • $1,000,000 Personal/Advertising injury
  • $1,000,000 Employee Benefits Liability
  • $100,000 Fire Damage Legal liability
  • $5,000 Medical Payment Expense


Eligible Risks
  • New construction on residential & commercial projects, including new single family homes
  • Repair or remodeling of residential & commercial projects
  • 75% or more of the exposure in approved class codes


Ineligible Risks
  • New construction of condominiums, condominiums conversions & townhouses (some exceptions)
  • Any structures/work greater than 3 stories (some exceptions)
  • Risks with exposure to process piping, blasting, landfills, tunneling, “emergency systems,” public utilities, and other similar extra hazardous exposures


Approved States
Combination of carriers allows us to write in 40 states, and the list is growing.

Submission Requirements